Built for the 2 a.m. phone call.

First agency. Night-shift instincts.

I'm Marcus Vale. Ten years on carrier claims desks — a lot of them overnight — taught me exactly when insurance actually matters. I opened North Sky in 2024, my first agency, to sell policies the way I'd want to receive them at 2 a.m.: plainly written, honestly priced across 19 carriers, and attached to a phone number a human answers. No inherited book. Every client chose this.